Chapter VI: "Discovering the Greater Good in Difficult Times" with Beth Boisseau-Coots
Episode Details
Transcript
Beth Boisseau-Coots is one of the entrepreneurs featured in Jamie Bateman’s Book - From Adversity to Abundance: Inspiring stories of Mental, Physical, and Financial Transformation. This is a republished episode (originally released on June 07, 2022) Episode 10: Seeing Life’s Challenges as Blessings with Successful Businesswoman Beth Boisseau-Coots
You can buy Jamie’s book here: https://www.amazon.com/dp/B0CGTWJY1D?ref_=pe_3052080_397514860
Beth Boisseau-Coots, an experienced insurance producer broker at JB Lloyd, boasts a career spanning over 16 years in the insurance industry. Her professional expertise lies in specializing in insurance programs for community banks and real estate investors. Despite encountering significant personal challenges, including an early pregnancy and divorce, Beth's resilience and unwavering commitment have propelled her to success. Her journey exemplifies the transformative power of faith and a strong sense of service to others, leading her from adversity to abundance. As a guest on the podcast, Beth offers valuable insights into managing business growth, the indispensable role of a robust support system in entrepreneurship, and the critical nature of vision and mindset in achieving entrepreneurial success. Entrepreneurs and business owners will find her story and practical advice both inspiring and instructive.
“I always trusted that there was more and I was being led. I never doubted that for a moment.” - Beth Boisseau-Coots
“It's about serving others, too. And if it were just about money or just about getting ahead and there wasn't the human element, you feel like you're serving people, then it would be hollow, it'd be shallow. It means nothing.” - Beth Boisseau-Coots
Book and Resources
Think and Grow Rich by Napoleon Hill
Connect with Beth Boisseau-Coots
Website: https://www.lloyd-ins.com/
LinkedIn: https://www.linkedin.com/in/bethboisseau/
Facebook: https://www.facebook.com/beth.boisseaucoots
Haven Financial Services:
Learn more: https://www.myfinancialhaven.com/jamiebateman/
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Speaker 0
Hey, everyone. This is Jamie Bateman. Real quickly, I wanted to share with you something, that's been pivotal in the growth and success of my businesses, and that is my partnership with Haven Financial Services. I've been working with Haven for over a year now. Christine Valdez was on episode seventy of this podcast. So go check that out if you wanna hear her story. It was a fantastic personal story for sure. But Haven has been awesome. They provide me with monthly reports that are super clear and discernible, and it that provides me with clarity and focus so that I can do what I do best, which is running my businesses, not preparing financial reports. Again, if you're in the market for top notch financial service company, or if you just wanna check one out, go to w w w dot jamie bateman slash haven and check out Haven Financial Services. Again, that's jamie bateman slash haven. Can't recommend them enough. Christine and her team have been fantastic. So I definitely recommend you check out Haven Financial Services at w w w dot jamie bateman forward slash haven. Let's get back to the show. On this episode of the From Adversity to Abundance podcast, I had a chance to chat with Beth Boisso Coutts, and of of JB Lloyd. She's in the insurance industry. It's a family run business, and they're experiencing a lot experiencing a lot of growth in the business. And, Beth is my go to insurance person for my real estate and and, specifically mortgage note investing, force placed insurance, and that kinda thing. I do use USAA and some other providers as well, but Beth is kinda my my knee jerk go to person for insurance questions. And, they have a thriving business, but we go back into her backstory, and we cover some real real challenging times that she went through. You know, she had an unexpected pregnancy at seventeen, and then, dealt with divorce later and then some health issues with her ex husband, and and current husband, and some some, frankly, death that was associated or came out of one of those health challenges and, and and certainly other adversity along the way. You know, one of the things that came out of this episode was that, you know, Beth recognizes that she's, there's there's a plan, and she has strong faith, and she's not, it's not all about herself. She would do what she needed to do in at that time during that challenging period. And she talks about kind of serving others and, you know, seeing challenges as blessings, and kind of, you know, that's been her way of getting through adversity and getting to an abundance mindset and, you know, an abundant financial life that she has now, which she points out it wasn't always that way. She, doesn't come from money, but, is, doing a lot better financially than than she used to. And she was, like I said, willing to do what it took at that time, to put her family first, put others first. And, you know, now she's kind of reaping the rewards. It's not to say she doesn't have challenges now, but, yeah, we it's a really, really good episode. It's it's, she's very well spoken, and, a ton of good takeaways. You know, she has some really good book recommendations at the end, and even some kind of day to day personal, you know, health related choices that she makes that I think she would recommend to others. So, I really hope you enjoy this episode like I did, and thanks for listening. Speaker 1
Inspiring stories of real people overcoming incredible odds to live life to the fullest. We are all guaranteed to face hardships. How will we handle the adversity? Join us to be moved by everyday people who have turned poverty into prosperity and weakness into wealth. Be inspired as these relatable heroes get vulnerable, and former counterintelligence investigator, Jamie Bateman, puts his interviewing skills to the test. Restore your faith in humanity as you experience true Cinderella stories of average people, turning surreal struggle and deep despair into booming businesses and financial fortune. Take ownership of the life you are destined to live and turn your adversity into abundance. Speaker 0
Welcome everybody to another episode of the from adversity to abundance podcast. I'm your host, Jamie Bateman, and I'm really excited today. We've got a special guest, Beth Boisso Coutts. Hopefully, I said that right, Beth. How are you? Speaker 2
Yeah. I'm good. How are you? Speaker 0
Good. So we caught Beth off guard a little bit. She wasn't a hundred percent sure what we were gonna talk about today. So this is gonna be very real and very raw potentially depending on where we go with it. But, Beth, I would just wanna thank you for coming on. Really appreciate it. Speaker 2
It's my pleasure. Speaker 0
Beth, you work you're with JB Lloyd, and we've worked together a little bit through, my mortgage note investing, and, we get force placed insurance or lender placed insurance, different insurance products through you. And I know you all, do a lot of other types of insurance, products. But I'll let you speak for yourself. Who are you, and what do you have going on today? Speaker 2
Well, you did very well on my name, and thank you for having me. My name is Beth Boissel Coutts, and I am an insurance producer, broker. I specialize in insurance programs for community banks as well as real estate investors. Today, I have this going on. And, as usual, we're we we tend to deal with a lot of lenders and their requirements and just, you know, always juggling. I I told somebody recently that I felt like, I was double dutch jump roping on a unicycle while juggling fire, I think is the way I Speaker 0
put it. Wow. Speaker 2
But that that was pretty descriptive for that moment. Speaker 0
Pretty accurate. Speaker 2
Yeah. So Been busy, which is good. It's a good thing. Speaker 0
Now we're gonna jump back into your backstory, obviously. But, but before we do, so you've been in the insurance industry for how long? Speaker 2
Sixteen years. Little over sixteen years. Speaker 0
Okay. Speaker 2
Yeah. I think I started in Speaker 0
Is it a family thing? Speaker 2
Yes. Yes. My dad started JB Lloyd in nineteen eighty eight, and then we sold. He still is involved, but we sold to another company in twenty sixteen. Speaker 0
Got it. Okay. So, yeah, for the listeners out there, Beth is kinda my, my go to. Even if it's not something a property that I have through, insurance through JB Lloyd on, I'll still, Beth, you're the first person I call when I have a question. So I definitely recommend the listeners, look up JB Lloyd or reach out to Beth. We could talk later how that how they can do that. But, so from adversity to abundance, you weren't totally sure what we're gonna get into. We're still not a hundred percent sure what we're gonna get into. But, you obviously, like everyone, still have problems today, still have challenges today, like you just alluded to at least on the business side of things. So, certainly, it's not all rainbows and unicorns and butterflies, blah blah blah. But it seems from the outside, you have an abundant life and an abundant mindset, currently, but it wasn't always that way. So what we wanna do is get into your backstory, and you can pick it up wherever you wanna start. But, you know, focusing on some of the adversity that you've been through on a personal level Could be business related, could be relationship related, and you were starting to get into that before I hit record. And I said, you know what? Let's just hit record. So why don't you, start where you you'd like to, and we can we can go from there. Speaker 2
Sure. So, you know, I am very grateful every day for the, you know, abundance that we have in life and the comfort that we've achieved. It was not always this way. During I, you know, I currently have four children. Three of them are adults and one is eleven. And people often laugh at that. They say, don't you know how how that happens? Well, the first one, I I like to say, I was the young mom, and now I'm the old mom because my first child was born when I was seventeen. Speaker 0
K. Speaker 2
Which, you know, that really kinda turned things upside down in my house. But I was a strong willed seventeen year old, and I was gonna have that baby. And I was going to raise him, and I was going to be good at it, and I was not gonna be a welfare mom, and that was that. Speaker 0
So curious. And and I don't I hate to cut you off, but, we just had, Shante Duffy's episode came out today, actually. And she had an unexpected pregnancy as well. I think it was eighteen or nineteen. And she talked on the episode about how, you know, she went through a range of emotions and a range of kind of thoughts as to, you know, whether she was gonna put her child up for adoption or anything like that. And, obviously, for many reasons, I can't fully relate to what you or Shontay went through. But I'm just curious. Was it you said you were always there was no question about it in your mind as far as you raising the child? Speaker 2
Nope. Okay. I wasn't quite sure how I was going to do it. I just knew that I was going to do it. And, so, you know, I made that choice. And my parents said, well, you're creative. Let's go to beauty school. So off I went and went to beauty school. And, and that was fine. You know, I I enjoyed that and, you know, it was it was good for a time. It was a lot of work. Worked in some of the high end salons and did an apprenticeship. Two years after Nick was born, my dad started the business. So that was, you know, a very dry time. You know, there was a lot of extra. And, you know, we were used to being able to shop and and do all these things when he was, you know, had the comfortable company job. So then there was a period of it being very lean. And, then I I'm married at twenty four, and and that was fine and had two more children. And, divorced him when let's see, they were, oh my gosh, seventeen, ten, and eight. And then sadly, he passed away about three years later. So, we, you know, had to go through that, and that was that was rough. But, you know, through the through all of this, and I went from hairdressing to an art career of all things. And and I was busy with that too, and I really enjoyed it. I I was married, so I wasn't the at that time. And I I'm married again. But at that time, I was married and and not the sole breadwinner. So I was able to have a thriving art business and and design business, and, and that was a lot of fun. But after I got divorced, I decided I wanted something a little more substantial that didn't require so much work on my part because it was twenty four seven, and it was always you know, I was paid per project. So, and I I didn't have benefits. So I was actually blessed because I had told some friends, hey. I'm looking for something new to do. A friend of mine said, you my husband thinks she should go into pharmaceutical sales. He was a physician. And I I thought, well, that's an interesting thought. So I I called a friend of mine who was in pharmaceutical sales, and I told her what my other friend had said. And and she said, Beth, do you have any experience in sales? And I said, no. I do not. And she said, okay. Do you have your college degree? And I said, no. I don't have that either. And she said, well, good luck. This is right after I'd gotten divorced. And I said Wow. Okay. Speaker 0
Thanks. Speaker 2
So, anyway, a few months go by and and I in the interim, it it was just one of those times. You know? I just had a lot of faith. And I I was able to get a a little job as a receptionist. My daughter was a high level gymnast, so I became a receptionist at the gym. And I worked exactly enough hours to get insurance. Speaker 0
Mhmm. Speaker 2
But I also had enough hours, and I could still do painting projects. So I'm like, okay. This is good. And it was funny. I was so incredibly grateful for that job. Speaker 0
So at this point, you'd you had gotten divorced just to just so I'm Speaker 2
Just gotten divorced. Yeah. So it was And you Speaker 0
had you had the three kids Speaker 2
each other? Three kids. Mhmm. And you Speaker 0
you didn't have health insurance for them. Speaker 2
Well, I did once I got that job at Speaker 0
the gym. Speaker 2
But right. Speaker 0
Got it. Speaker 2
Well, I, I just gotten divorced. So it's the summer of two thousand four and, started dating my current husband during that same time. It was kind of a an interesting time. But at the end of that month of working at the gym, I got a call from the the gal that had told me, you know, that I was basically up up a creek with Mhmm. Looking for a job in sales. And she said to me, Beth, I have been hired as the district manager for a new energy company in Texas, and I need a sales staff. And I said, well, you know, I don't think I know of anyone, you know, but I'll let you know if I if I can think of anybody. And she said, well, Beth, would you be interested? And I said, well, but, Gwen, I don't have a degree, and I don't have any sales experience. And she said, well, Beth, do you have a resume? And I said, no. And so she said, well, come over Sunday. So I did, and we cobbled together what was probably the worst history worst resume of all time. But it got me this job, which, you know, it doesn't sound like a lot now, but it in two thousand four for me, it paid me fifty thousand dollars a year and really good benefits plus, generous commission structure. Nice. Yes. It is. Speaker 0
So what had changed? I'm curious. Like, why did she be I know her position changed. Speaker 2
Was desperate. Speaker 0
Okay. Okay. She she must have been. Right? Speaker 2
I think kidding. Yeah. I do. Speaker 0
I think she's different. Speaker 2
So the first week at that job, I was just, like, on cloud nine. I was like, woah. I'm in the money now. You know? Speaker 0
Right. Well, I Speaker 2
mean, yeah. Speaker 0
Now. Yeah. Speaker 2
But, Speaker 0
Right. Right. It's all relative. Right? Speaker 2
It's all relative. Speaker 0
Because now you're making fifty two thousand, you said? No. I'm kidding. Speaker 2
I know. I'm I'm rolling. I'm a high roller. Speaker 0
But but but no. But, seriously, so you were making you're you're for a month, you worked the receptionist job. Right? Speaker 2
And I was at ten dollars an hour. Speaker 0
Ten dollars an hour. Okay. Speaker 2
Thirty seven point five hours a week. Speaker 0
To get the health insurance. Right? Got it. And then you did that for a month or two? Speaker 2
I did for exactly one month. Speaker 0
Okay. And then so, I mean, a fifty thousand dollar I mean, that is a big that is a huge jump. Speaker 2
Well and then commission structure was also very good. So, you know, I had the potential of earning, you know, six figures immediately, really, or pretty pretty immediately. Speaker 0
Mhmm. Speaker 2
But it was funny because after the first week, I had this, this inspiration that, you know, oh my god. They hired a a fake, and they're gonna figure it out. Speaker 0
Right. Speaker 2
And so I went to Barnes and Noble, and I bought all the books on sales I could find. And, you know, I I've read about a chapter of each one, and then I started going door to door because it was all commercial energy. And I knew the area I lived in very well, so I I just started on a corner at an intersection I started going door to door to businesses. Yeah. Because it was fear, Jamie. It was absolute fear driving me. But They Speaker 0
were gonna find find you out that Speaker 2
you didn't know where to go. Me out. Yeah. We have hired a fraud. Speaker 0
Well, I've heard a lot of successful salespeople and successful entrepreneurs and business people in general who have started out with door to door sales, whether residential, commercial. Because at the end of the day, books are fine. They're great. And, honestly, podcasts are great, but you're not gonna learn how to sell insurance through a podcast or how to sell, you know, commercial energy through a book, you're gonna learn it by doing it. So Speaker 2
Yeah. That that's exactly right. Speaker 0
Okay. Speaker 2
Well, it was, you know, it's one of those things when you put something out there, you know, you put this energy out there and and you have this this, drive. It doesn't always come back to you in exactly the way you think it will, but it does come back to you. I know it sounds kind of Speaker 0
Yeah. Speaker 2
Woo woo, but, six weeks after my start date, I landed a big account that came to me from it wasn't one of the doors I knocked on, although I did get business that way. Speaker 0
Mhmm. Speaker 2
It was just I talked I had talked to one of the parents at my daughter's gymnastics facility, and she said, oh, I work for this company. I'll get you in. Maybe they'd be interested. Well, she did, and they did, and I landed the account. And so, mid October, I was the top salesperson in the state of Texas, and I remained in that position until I left. I was, I ended up being hired away and, which was fortunate because unbeknownst to me at the time, hurricane Katrina had really wiped them out. So we were they were closing their doors. So I I sort of avoided that pitfall. Got hired away, and then during at that time, my dad came to me because he realized there was somebody in the family who who had the ability to sell and said, I really need you. That that was a real fortunate happenstance because back in previous October this was in March. Previous October, it turned out my ex husband had, dysplasia in his throat. And my current husband, who we were dating at the time, he had they found cancer in his finger, and it was a sarcoma. It was very aggressive. And then my dad had prostate cancer. Speaker 0
Wow. This was all at the same time. Speaker 2
Right? October of two thousand five. My ex husband was he had a very good prognosis. My current husband, his was dire. I mean, this it was very rare and no you know, there's, like, a zero percent chance of survival. It was very aggressive. He's still alive, by the way. He did survive. Speaker 0
That's I mean, I'm very thankful for that. It that's Yeah. Not it's interesting. I mean, you would think when you hear, oh, finger, that's no big deal, and then throat sounds more, you know, threatening. Speaker 2
But but his was just precancer. It was like a little pea sized deal, and, they removed it, and he was supposed to be fine. But, he wasn't, and he didn't get better. And then around the same time my dad hired me away, he was, on disability, and he could they were doing radiation, and he could only speak six whispered sentences a day. And he had had his own business, so he had, you know, it was just we had to rescind the child support agreement and do all these things, and I didn't I needed to be at home. That that was really the bottom line. So I ended up taking a pay cut so that I could go work for the family business, but be at home all the time, you know, because I still had young kids. Speaker 0
Mhmm. Speaker 2
And Speaker 0
Mhmm. Speaker 2
And then so that's what I did. And it was hard. You know, we were a small business, and, you know, my dad was busy, and I was the only salesperson. And I had to figure out insurance, and that that was no no easy key. Speaker 0
No no small task. Yeah. I heard somebody talking yesterday on a podcast actually about small business and how in the beginning, I mean, that in you know, I can relate to this too, but it's just you're you're essentially doing everything. You're learning the business. You're learning the business. You're working in the business. Hopefully, you're working on the business. And then once in a while, you're working on yourself outside of either of those angles, meaning, you know, making your own, growth or your own health and your own personal stuff. So it's it's a lot to juggle. Any entrepreneur can Oh, yeah. Can relate to that. So, and you didn't you didn't know insurance at that point. Right? Speaker 2
No. I did not. So, yeah, that's, that was my, you know, illustrious beginning into this business. And, you know, sadly, he my ex did not get better, and and he ended up passing away, July fifth of two thousand seven. So it was three years after our divorce. But, you know, we were talking before this, and one thing we were discussing is that, you know, vehicles are really important when, you know, you were you have a dream to go from point a to point b. But the the fuel of that vehicle, really, what makes it go, what makes it run is the dream and the vision. And Mhmm. I I have to say that that is really what what made all the difference. Because even when insurance in this role was not, you know, it it was took me back. I had to take a step back, you know, from a income perspective. I knew that it had a lot of potential, and I had a passion for the people. Yep. So So Speaker 0
just just to be clear, the vehicle is the insurance in this The Speaker 2
insurance. Exactly. Or in your case, you know, it would be new investing. Speaker 0
Right. Yeah. But the Speaker 2
fuel the fuel of the of the vehicle is the dream and the vision that you keep in front of you all the time, and you you continue to focus on that. And because, you know, sometimes it's hard. Sometimes, you know, there are learning curves. Sometimes there are, other obstacles. In my world, it would be, you know, okay. I've got this risk, and I can't find a carrier for it, you know, or or the underwriters are being difficult or, you know, just any number of things. Mhmm. But Yeah. You know, gets you through that is, you know, the vision. Speaker 0
Right. So you didn't, you know, wanna be in insurance when you're eight years old. That wasn't your dream. Speaker 2
No. No. It didn't sound very fun. You know? I had a a dad who did that, but, you know, I didn't I didn't know. You know? Yeah. It doesn't sound fun. It sounds like cardboard, but Speaker 0
Yeah. Yeah. Speaker 2
It's interesting, actually. Speaker 0
I think you've told me before that, you know, if you don't if you're at a party and you don't wanna talk to people, you just start talking about insurance and then Oh, it works. Somehow you're all of a sudden you're all by yourself. Yes. Speaker 2
And people do not it was funny. When I first got into it, I noticed such a difference because when I had been an artist, people were so interested in that. Mhmm. Like, they would just that was, like, so intriguing to them. But insurance did not have the same effect, and I had thought it was me. It is not me. Speaker 0
So so that gets to an interesting question that I don't know if you know, I think it it always depends on your situation, but people debate, should you follow your passion or should you kind of follow the money? You know? And and, of course, it's not black and white, and there can be crossover there. But what would you say to somebody a little bit younger than you that's try trying to figure out their path? You know, should you it sounds like you followed your your passion and maybe that didn't lead you to too much money. And you tell me. I mean, you know, would you would you what would you take away from that? Speaker 2
Well, I I think it all really all goes back to a person's vision and what how they see their life and what they want their life to be. Mhmm. But, you know, that with that disclaimer, I think that it's when you follow your passion, it has the potential to really spoil that for you. Speaker 0
Mhmm. Yep. That's a Speaker 2
good point. You have to be careful with that. Speaker 0
Sure. Speaker 2
With art, I didn't wanna do it for a very long time. And it was because I had, you know, really burnt out on it. With insurance, I it did definitely did not start out being my passion. Speaker 0
Mhmm. Speaker 2
But it's always interesting. Speaker 0
Mhmm. Speaker 2
I enjoy it, and I never know it all. There's always a challenge. There's always something to learn. With art, I was at the top of my game. I was always in demand. I was always busy. Speaker 0
Mhmm. Speaker 2
There was no more challenges, really. Speaker 0
Mhmm. Yep. Speaker 2
So I would say find something you like that challenges you but isn't necessarily your passion because your passion can change. And Speaker 0
Right. Speaker 2
The other thing is if you want it to remain your passion, you might as well the way I look at it, I will have time to paint all day eventually Speaker 0
Mhmm. Speaker 2
When I retire. Speaker 0
Right. Speaker 2
Sure. Speaker 0
Yeah. Makes a lot of sense. You know, I think it's fine to do something you enjoy, but I I you made a lot of good points there. Your passions can change, and and you might end up kind of ruining your passion if you go if you make it your whole your whole life and you're trying to squeeze more out of it, then is there financially maybe. And, and you also got to the point of the growth mindset and, you know, in insurance, there's always something to learn, and more to more to do there. But, yeah, I I think I used to think, yeah, follow your passion, and now I think I don't know. I think if you if everyone's different, but if you do something where you you do kind of follow the money and really try to when when I say follow the money, I mean, you're really solving problems for people. You end up potentially enjoying that, and that kinda can become more of a a passion that you didn't see coming. Just my two cents. Speaker 2
No. I agree. I mean, really, kind of to drill down, it's about serving others too. And if it were just about money or just about getting ahead or, you know and and there wasn't the human element or, you know, you feel like you're serving people, then it would be hollow. It'd be shallow. It'd mean nothing. Speaker 0
Yep. So, I mean, you you definitely hit on a good amount of adversity there. And, and, again, in this show, adversity to abundance, it's we don't wanna make it sound like, oh, Beth's life was thirty years of adversity and then all abundance. It's not it's not like that. But what would you say kind of mindset wise? You've already touched on some of this, but what kind of got you through that adversity? You know, how would you characterize your mindset going through those those troubles? Speaker 2
Well, I always I have a strong faith, and I always trusted that there was more, and and I I was being led. I never doubted that for a moment. And, I did find that, you know, when I did exert my own will and, you know, this is the, the world view the the the world's logic of how I should do this or how I should proceed. Speaker 0
Mhmm. Speaker 2
It never worked out as well as when I just trusted that in that little voice that was guiding me. Speaker 0
Yeah. Speaker 2
So I always felt like the ad you know, the times that were, more difficult, I felt like they were they were for a greater good and purpose and that we would get through them. And That's great. It's funny we're talking about this because I was just talking to my daughter the other day, and she's married, but she lives in New Mexico. And I told her you know, we're talking about some of this on Mother's Day, and I told her that I'm so grateful, not only for where we are now, but for everything that led up to it. I feel like it was God's will. Speaker 0
Mhmm. Speaker 2
Because everything that led up to now, set the foundation. It set the the stage and and gave me the wisdom and the viewpoint, the insight, to be the person I am now and to live the life that I've been blessed with. Speaker 0
Yeah. That's really good. I mean yeah. I think it's, you know, not to get too far, you know, into the religion, but, you know, that's Speaker 2
Yeah. Well and and whatever you call that higher power. Speaker 0
I mean, I I agree with you. I mean, it's and I know there are, you know, passages of the the Bible that talk about that as far as, you know, seeing everything as a blessing, even things that, are difficult to maybe celebrate in the moment. Yes. But, you know, and and in hindsight or, hopefully, soon thereafter, you can see that everything it sounds like you're getting to the point that everything happens for a reason, and it's and you're part of something bigger. It's not all about Beth. I mean, no offense. But Speaker 2
But it's not. It's definitely not. Speaker 0
You I mean, you said we we are gonna get through this. Go ahead. Speaker 2
Well, I put it I heard it put this way, and I loved this. When you're in your life, you it looks like the back of a tapestry. Everything's Speaker 0
still in there. Yeah. I've heard that analogy. Yeah. Speaker 2
Back, you know, you see the the full picture, and you see how everything works together and how it's part of a bigger picture. Speaker 0
Mhmm. Yeah. That's really good. Okay. Well, before I fire off some, kind of rapid fire questions, is there anything else kind of any other lessons you wanna take or or, I guess, give to the listeners that you've learned through, you know, your your journey from adversity to abundance? Speaker 2
Well, you know, I think have a vision, trust, you know, whichever higher power, you know, calls to you, you know, whatever you call your higher power. And and, you know, I I guess I could expound on a lot of different things here. You know? Yeah. I I I like to live my life a certain way. I like to meditate. I like to pray. I like to exercise. I eat very healthy. I do not drink. I do not use any substances. You know? I I think you know? But these are these are just things that work for me. Speaker 0
Personal choices. Yep. Right. Gotcha. Okay. That's good. Okay. I'm gonna fire off some questions. You ready? Speaker 2
Yes. I think so. Speaker 0
As ready as you're gonna be. What do people misunderstand about you? Speaker 2
You know, the feedback I get from people, and I think this is so funny, but they're like, oh, you know, I just didn't think we're we were gonna be friends because, you know, you're like a you're you've got it together and you're you're such a a little Barbie doll and, you know, you're always put together. I'm like, girl. Speaker 0
You have no idea. Speaker 2
Definitely not how I see it, but thanks. Good. Yeah. Speaker 0
Yeah. Got it. Speaker 2
That that makes me laugh. So that's probably the biggest biggest misunderstanding. Speaker 0
K. What's one of your biggest failures, and what did you learn from that? It can be business, personal. Doesn't have to be your biggest failure. Just something that comes to mind that you did learn from. Speaker 2
Well, I'm trying to think of a a good one. Speaker 0
Alright. Let's I'll I'll ask a different one. It might we might get to a similar, answer. But, if you could go back and give your eighteen year old self some advice, what would it be? Speaker 2
Oh my goodness. I would tell myself to, finish college, which for your information, I have one year left of a double major and a minor. And, eventually, I may just do it for fun. Speaker 0
Okay. Speaker 2
I would tell myself to finish college, join the military Speaker 0
Nice. Speaker 2
And, you know, go probably more a traditional path. But I say this, and then I go back to, but everything works together. I thought Speaker 0
right. Speaker 2
Yeah. But I told that to my kids. So Speaker 0
Mhmm. Speaker 2
You know? Speaker 0
Yep. Got it. If you could have coffee with any historical figure, who would you choose? Speaker 2
Well, I really like Georgia O'Keefe. Speaker 0
Okay. Speaker 2
She was an innovator and ahead of her time and, was very successful in a male dominated business at a time where women were not. Mhmm. I loved her vision. I loved her aesthetic. So probably her. Speaker 0
Nice. That's good. If you had to write a book this year, what would you write about? Speaker 2
I would probably write it about my family growing up. Speaker 0
Okay. Nice. Okay. Well, we're laying the foundation with this episode a little bit for you. Goodness. I Speaker 2
probably won't watch it. Speaker 0
What's the challenge that you're facing in your your business right now? Speaker 2
Managing the growth. Speaker 0
Okay. Can you speak to that a little bit? I mean, this is a business podcast. Yes. Speaker 2
Well, we've grown. We've grown a lot, and we're Mhmm. We've been blessed with business and and clients like you. And, now we're we're challenged with, you know, managing that growth and Mhmm. And having the customer service that can attend to the needs that come with the growth, and we're getting there. So Speaker 0
Yeah. So what does the business look like? Is it are you in, like, all fifty states or, you know, what does your business actually look like? And what industries are you in? Go ahead. Sorry. Speaker 2
Yeah. No. You're fine. I am in all fifty states. Again, our focus is really banks and real estate investors. I'm probably more heavy on the real estate investors and that I work both with agents and directly with with my client, you know, the insurer. And so, with that, you know, we have our note people. So we're doing force plates. We have our fix and flippers. We have our tenant occupied folks. We have our multifamily people. We have our people who are focusing on mobile home parks. So there's just a, you know, subset. You know, within that category, there's quite a few different subcategories. Speaker 0
Yep. Speaker 2
So, just and and along with that, you know, they all have lenders, and the lenders have needs. So it it's just you know, it it grows from there, and so we're just trying to meet the challenges that come with it. And and we've made some progress recently, so I've been happy that, it was kinda frustrating for a minute there. Speaker 0
Is that through hiring people or systems or or both? Speaker 2
Both. Both. Yep. Hiring people and systems, where, you know, we're redirecting some of the workflow off, you know, some employees and and having, you know, multiple employees handle the incoming requests, things like that. Speaker 0
Got it. Okay. What is, the most important personality trait or an important personality trait for someone to be successful in the insurance industry? Speaker 2
Well, I think in the insurance industry, you have to have, an eye for detail. Speaker 0
Yep. Speaker 2
And you also have to have a heart for people. So but in any industry, I really think just having, you know, not to sound corny, but love for your, you know, fellow humans Speaker 0
Mhmm. Speaker 2
Is really the most important thing. You know? Yeah. You have to treat others the way you wanna be treated and and love thy neighbor as you love yourself. Mhmm. Speaker 0
Yeah. It's good. What's one question you wish I'd asked, but I I didn't ask? Speaker 2
Oh my gosh. I don't know. I've been taken, off guard by probably all Speaker 0
of them. Speaker 2
But I will speak to your earlier question about my biggest failure, and I think that is probably not finishing college. Even though it had my college you know, I had a four point o, and I was going back, but, and really loving it. But I made a choice, you know, and decided because of my family and my responsibility to my family to really, really focus on my my job instead of putting myself so thin. And that was in two thousand ten. So that was probably my biggest I don't know if failure is the right word, but Speaker 0
Right. Speaker 2
Regret. I don't regret it, I guess. But if I could change anything, I would have finished. Speaker 0
Mhmm. Okay. Speaker 2
I know I made the the right choice at the time. Speaker 0
Sure. I might have to tweak the question going forward. Speaker 2
Well, I don't know. I probably tweaked my answer a bit. No. Speaker 0
That's good. Alright. And we're we're about to wrap up. But, what occupation other than your own would you like to try if you if money wasn't a part of it, if you didn't have a a small business to to run, and let's say you went and finished college, what occupation would you like to try? Speaker 2
So that's interesting because, honestly, I don't want to try any other occupation. I want to continue to expand what I'm doing, buy businesses, build other businesses, have, you know, other ancillary things I'm doing in addition to. So Speaker 0
Nice. Okay. Speaker 2
I really, really, really like what I do. Speaker 0
That's great. Speaker 2
I might be a nutritionist, though. My daughter is so I live I live through her. Speaker 0
Got it. Your daughter's a nutritionist in New Mexico? Speaker 2
Yes. Speaker 0
Got it. Okay. Awesome. Alright. Well, I I this has been really good. It's everyone's story is different, but they're you know, through these episodes that I've done so far, there have been some common threads, with kind of how people have been able to get through or around the adversity that they've had to deal with, whether it's, you know, in some cases, it's been self inflicted. In other cases, it's just something that happened to the person. And, but I think in a lot of ways, even though your story is is quite different than any that we've had so far, it's some common threads of serving others. There's a bigger kind of plan or, you know, you're a part of something bigger than yourself, and also doing what you need to do at the time. You know, this isn't probably exactly how you like you said, it's not exactly how you would have envisioned your life turning out, but, sounds like you you and it looks like you've been you have been very very blessed. And, would you you have anything to add to to that? Speaker 2
You know, I I really enjoyed this. I I would say, you know, to people who may be at a a place in their life where they they want to grow in, you know, in a financial way or a success way, read lots of books. There are Speaker 0
so Not just the first chapters? Speaker 2
Of the showbooks? First chapters. Yeah. That was that and that that's been a theme, though. Now that time period, I was really spazzy because I was, like, scared that I was gonna Mhmm. Be found out. So I was didn't have a lot of time for reading, and I was like, oh my gosh. What can I get from this? But over my life, I've read a ton of books, and I read a lot of, people who've been successful's autobiographies or if they've got a book that they've read, you know, like, this is how I did it. And I have a whole library of it, and, you know, that's very helpful because you look at each one of those authors as a mentor. You know, you have direct access to them and their wisdom. I mean, books are so invaluable. Speaker 0
Do Do you have any a couple that come to mind? I'm sure you could recommend. Speaker 2
Oh my goodness. Yes. Think and Grow Rich, of course, is the preeminent one. Mhmm. And there was a new book that came out by I think her name is Monica Maine, where she modernized the language, but then she had, through a roundabout way, come upon the fifth I guess, the thirteenth chapter to the book that was not published with the original, and it's really, really good. Interesting. Another one is, oh my gosh. Jeff Olson is the author, and I've read it, like, twenty times. Hold on. I will tell you if I can see it on my bookshelf. Oh, the slight edge. Speaker 0
Okay. I think I've heard of that. Speaker 2
It's it's simple. It's such a simple book, but it is just really, really good. So those are two that are three rather, really. You know? Speaker 0
Yeah. That's good. Speaker 2
I highly recommend. But if somebody ever wants my book list, I'm happy to share it because I've got a a whole bunch that I like. Speaker 0
Okay. Cool. Alright. Well, Beth, thank you very much. I know you are juggling a ton of things as you already said. You're juggling fire on a unicycle or something like that. Speaker 2
Yeah. No. But this is a great break. Thank you. Thank you for getting me away from all that. Speaker 0
Yeah. It's a nice little break. Right? Yeah. We're trying to, you know, get speak to the business owner and the investor and entrepreneur, but but incorporate the human element, and and I think this episode has certainly done that. You were faced with a ton of, again, adversity that you didn't expect, and handled it very well. And, Speaker 2
no. Thank you. Speaker 0
Yeah. I mean, so I just wanna thank you for coming on. How can our listeners reach out to you if they'd like to? Speaker 2
They can email me Speaker 0
Okay. Speaker 2
At, e boisot at lloyd hyphen I n s dot com. And they can also text or call me at nine seven two three four two forty two eighty. Speaker 0
Now you just said you you already said you have too much growth now. And then what's, JB Lloyd's website? Can they check Speaker 2
that out? W w w lloyd hyphen I n s dot com. Speaker 0
Awesome. So for the note investors and real estate investors, fix and flippers, buy and hold investors, I definitely recommend reaching out to Beth if you have any insurance needs or even just questions. She's you're always very responsive. Speaker 2
Thank you for having me. Speaker 0
Absolutely. And to our listeners out there, please give us a a five star rating and a quality review, and don't forget to share the episode with your friends and family, and we thank you very much for spending your most valuable resource with us, your time. Thanks, everyone. Take care. Speaker 1
Thanks so much for tuning in to this episode of the from Adversity to Abundance podcast. If you're enjoying the show, please feel free to rate, subscribe, and leave a review wherever you listen to your podcasts. That helps others find the show, and we greatly appreciate it. Thanks again for listening, and we'll catch you in the next episode. Speaker 0
Hey there. It's Jamie Bateman. Ever felt boxed in by life's challenges? Dive into my new book, From Adversity to Abundance, inspiring stories of mental, physical, and financial transformation, available now on Amazon. From a former bank robber's redemption to a young entrepreneur's victory over hurdles, these stories are not just inspiration. They're the road maps to your transformation. Whether for you or as a powerful gift to friends and family, especially those who might not tune in to podcasts, This book is a beacon to a life of abundance. Ignite that inner fire and set your course to the life you've imagined. Purchase yours today on Amazon and light the path for someone you love. 
